AI-native expense tracking · No app required

The expense agent
already in your phone.

Forward an email. Call or text your private Trail number. Your transactions are tracked, understood, and acted on—without installing another app.

Trail Expense · Live agent Secure session
Secure phone callCall ended · 00:09
“Add $42.80 at Whole Foods—and tell me if groceries are running high.”

Private Trail number

Trail understood98% confidence

Added to Groceries. You’re 12% above your usual pace, but still $84 under this month’s target.

Categorized · Pattern checked · Monthly plan updated

No dashboards to maintainNo forms to fillNo app to install

Email setupForward alerts and receipts

Private Trail numberCall or text naturally

Always-on agentsEvery transaction is checked

One money trailPersonal and group expenses

Meet Trail where you already are

Set it up once.
Keep living your life.

Everyday expense tracking happens through familiar, private channels. The full web experience is there only when you want a deeper look.

01

Forward your emails

Send bank alerts and receipts to your private Trail inbox. Transactions arrive categorized and ready.

Setup takes about a minute
02

Save your Trail number

Call or text the way you would speak to a person. Trail understands the transaction and the action.

Private to your account
03

Let the agents work

Trail cleans the ledger, watches for risk, follows up on groups, and sends useful answers back.

Nothing else to maintain

One number. More than data entry.

Handle your money
with a call or text.

Ask naturally. Trail uses the context already in your money trail and completes the work while you move on.

9:41
TE

Trail ExpensePrivate verified number

SMS · Today 9:41 AM
Add $18.60 for lunch at Sweetgreen.
TRAIL AGENT

Added to Food › Lunch. Your weekly dining total is now $76.20.

Add a transactionSaved and categorized
Message Trail Expense

No separate app session required

Intelligence on every transaction

Every expense gets
a team of agents.

Trail does not stop at recording a number. Specialized agents clean, understand, question, and improve your money trail.

Duplicate agent01 / 06
Incoming signalDoorDash · $44.74 received from two sources
Agent decision

One purchase. Counted once.

Matches merchant, amount, source, and timing before a transaction reaches your totals.

ResultDuplicate merged automatically

Agent confidence99% match

The full picture, when you want it

Your money trail.
Rendered in real time.

Every view below is built from the same transactions Trail receives through email, phone, and SMS. Nothing needs to be entered twice.

VS
Overview

Good morning, Vijay.

Total spent$2,438.20↓ 8.2% from July
Net cash flow+$1,062.40On track this month
Recurring$184.008 subscriptions
Needs review2One possible risk
Spending rhythm$2,438.20
Aug 1—31
Aug 1Aug 10Aug 20Aug 31
Top categoriesView all →

Food$682

Shopping$514

Transport$301

Subscriptions$184

Recent transactionsAgent statusAmount

SSweetgreenFood › Lunch · Today✓ Categorized$18.60

WWhole FoodsGroceries · Yesterday◎ Pattern checked$42.80

GGoogle OneSubscription · Aug 28! Review$19.99

Secure by design

A private line.
Guardrails on every action.

Traditional channels should not mean casual security. Trail is designed to verify who is asking, limit what each action can do, and leave a clear history behind.

01

Private account channels

Your Trail inbox and phone number are connected to your account—not a public command line.

02

Verified sensitive actions

Money-sensitive requests can require identity and confirmation before anything changes.

03

Agent guardrails

Each agent has a defined job, approved context, and limits around the actions it can take.

04

Complete activity history

Requests, agent decisions, changes, and confirmations remain visible in your audit trail.

No banking password shared over a call or text.Trail works from the verified sources and permissions you connect.

Trail Expense

Your finances can
follow through.

Set up your private channels once. Let Trail track, understand, protect, and improve the rest.

Get early access